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With Community First credit cards, you'll have access to the cash you need when you need it. Our cards offer straight forward terms, among the lowest rates around, flexible payment options and great benefits. We've also made our credit cards a little sweeter by offering 4.9% APR on balance transfers for 12 months with any new credit card. So break free from debt sooner and avoid costly fees by switching to a Community First credit card. 

 

An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *APR=Annual Percentage Rate. 4.9% APR intro rate for 12 months on balances transferred within 90 days of credit card opening. After intro rate period your rate will revert back to the regular variable rate, currently as low as 8.9% APR - 16.4% APR. Credit and other restrictions apply. Offer valid only on new Community First Platinum or Platinum Visa Rewards cards. Excludes existing Community First credit cards. View credit card agreement disclosure here.