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Fresh Start Checking

Fresh Start Checking accounts were created for people who need a new beginning with banking.

Benefits include:

  • No minimum balance required
  • Free Visa® Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Unlimited check writing

Additional requirements for this account include:

  • $25 minimum deposit to open
  • 12 month review period
  • $10 monthly service charge
  • $30 Non-sufficient Funds (NSF) fee

Open Your Account Today


Open Your Checking Account Today

Open Online 

Visit a Community First branch near you 

Or call us at 904.354.8537 or 800.342.8416


Personal Checking Rates

Compare rates for Advantage and Free Checking Accounts.

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