An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *ATM fees refunded up to $10 per month on out-of-network ATM withdrawals. Funds must be available in account at time of withdrawal. Refunds will be posted to the account on the last day of the month. **Transactions are counted until 5:00pm on the last day of the month. Transactions done after this time will not count toward monthly transaction requirement. Transaction count will display on monthly account statement. ***Valid e-mail address required for eStatement enrollment. Members must be enrolled in eStatements and have a valid e-mail address in order to receive ATM refunds and UChoose Bonus Point opportunities. To view your statement you must be enrolled in Online Banking. Additional restrictions may apply; refer to the Community First Consumer Membership and Account Agreement.
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