Federally insured by NCUA. An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *APR = Annual Percentage Rate. Must qualify for promotional rates. Loans are subject to income and credit review. Other requirements and restrictions may apply. A payment example is $5,000.00 financed at 7.9% APR for 60 months is approx. $101.14. Offer may end at any time without notice. $5,000 minimum required. **In some cases you may be able to request up to $50,000. Credit, income and other restrictions apply.