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Save an average of $3,060 in closing costs!

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Special low rates + Fewer fees

Buy or refinance the easy way, with us on your side. With a Community First mortgage loan, you can enjoy quick closings, fewer fees, competitive low rates, and rapid pre-approvals!

  • NO Origination Fee
  • NO Application Fee
  • NO Credit report fee
  • NO intangible tax (less out of pocket for you)
  • Rapid pre-approvals
  • Close in 30 days or less*

Plus, we'll save you
an average of $3,060 in closing costs!

Savings example is based on an average home value of $230,180.

Fees excluded from
Community First Mortgages

Estimated Savings

Origination Fee (1% of home value)

 

$2,300

Application Fee (on average)

 

$300
Intangible Sales Tax (tax rate is 2 mills) $460
Savings Total $3,060

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Minimum down payment is 5%. Maximum loan amount is $900,000. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. Offer may end at any time without notice.

*30 day closing guaranteed assuming borrower meets deadlines in gathering and providing necessary documents for closing. Some restrictions apply. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. Offer may end at any time without notice.

Average home value sourced from https://www.zillow.com/jacksonville-fl/home-values/

Average origination fee sourced from https://www.creditkarma.com/home-loans/i/fees-when-buying-home

Average application fee and origination fee sourced from https://www.investopedia.com/terms/l/loan-application-fee.asp

The intangible tax percentage is sourced from https://floridarevenue.com/taxes/taxesfees/Pages/nonrecurring_intangible_tax.aspx