Raymond A. Vinson Scholarship applications due Thursday, March 1st.

Pay off debt, reduce your rate, remove PMI and lower your payments.

Property values have risen and mortgage rates have remained low.  Making now the perfect time to use the newly gained equity in your home, to get cash out and refinance your mortgage with us.  With our Cash Out Mortgage Refinance loans you can use the equity in your home to draw cash out and use it for whatever you need.  Treat yourself this holiday season by letting your home work for you and saving more of your own money.

  • No Closing Cost up to $5,000*
  • No intangible tax ($848 savings)**
  • 30 day closings guaranteed***
  • No PMI required
  • No credit report fee

Use your extra cash for:

  • Debt consolidation and home Improvements
  • Holiday travel and expenses
  • Combine a first and second mortgage into one

An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *Community First's No Closing Costs Mortgage Offer is available on primary, secondary and investment properties. Community First will pay the actual closing costs associated with this new mortgage up to $5,000, excluding origination fee, discount points, prepaid interest, private mortgage insurance and funds needed to establish the member's escrow account. This special offer is available on all conventional first mortgage programs. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time.  Requires 80% Loan to Value.  ** Based on the highest loan amount offered of $424,100. ***30 day guarantee is kept assuming borrower meets deadlines for submitting and completing required paperwork to lender.  Restrictions apply. ***30 day guarantee is kept assuming borrower meets deadlines for submitting and completing required paperwork to lender.  Restrictions apply.

Click here to Apply Now or complete the form below for more information.