We will be closed in observance of the holidays on the following dates and times: December 24: Close at 2:00 p.m.; December 25: Closed all day; December 31: Close at 3:00 p.m.; January 1: Closed all day. Also, due to the UNF campus being closed for the holidays, the UNF branch will be closed from December 16 – January 1.

Erase debt with a special low rate from just 7.5% APR*

Click here to apply now or complete the form below to have someone contact you.

Combine high-rate debt and save.

Need extra cash? Now’s your chance to erase your high-rate debt and combine it into one fixed low payment that never goes up. Our personal loans for debt consolidation can help you rid yourself of debt so that you can be money ready for everything the rest of the year has in store, like back to school season.

  • Borrow up to $25,000**>
  • Special low fixed rate that doesn’t go up
  • Combine high rate debt into one low payment
  • No account fees
  • No origination fees
  • Fast and easy approval process

Federally Insured by NCUA. An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *APR = Annual Percentage Rate. **Credit and other restrictions apply. A payment example is $500.00 financed at 7.5% APR for 12 months is approx. $43.39. Offer may end at any time without notice.