Get no payments for up to 90 days*
when you buy or refinance a vehicle!

Fill out the form for more information on buying or refinancing your car.

Now's the time to free up cash and save more!

Get up to 90 days no car payments when you buy or refinance a car loan with Community First. Now's the perfect time to free up cash and save more. Enjoy special low rates, potentially reduce your car payment, and more!, 

No payments for 90 days*
Free up cash and make no payments for 90 days when you buy a new or used vehicle, or refinance a car loan you have elsewhere.

Special low rates from 2.74% APR**
Buying a car? Check with us first! We have competitive low rates that can help you save more.

Affordable low monthly payment options
We’ll work with you to establish a monthly payment you can afford and that you’re truly comfortable with.

Potentially reduce you rate & lower your car payments
Save more over the life of your loan with a lower interest rate. We’ll also work with you to lower your payments and help you save when you refinance a car loan you have elsewhere.

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company and  All offers may end at any time without notice. An initial deposit of $5 to be held in your Community First Share account is required for membership.

*Credit, income, and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total Finance Charges. Offer can end at any time without prior notice. 

**APR = Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.74% APR is approx. $214.35.