The University of North Florida (UNF) branch will be closed during the university's Spring Break, which is from March 18 – 22, 2019. Please see our Branch Locator for info about how you can visit one of our other 18 branches during this time.

No Car Payments for 90 days + Low Rates from 2.89% APR*

Apply Now or complete the form below to have someone contact you.

Free up cash ahead of the holidays!

Now’s your chance to make no car payments for 90 days! Whether purchasing a new vehicle, or refinancing an auto loan you have elsewhere, you can defer your payments for 90 days! This is a limited time offer, so apply today and get ready to free up more of your own money.

  • No payments for 90 days on refinances and purchases
  • Low rates from only 2.89% APR
  • $0 down payment required
  • New and used financing available
  • Fast and easy approvals

Click here to use our auto loan calculator.


Federally insured by NCUA. An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *Credit and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total Finance Charges. Offer can end at any time without prior notice. APR= Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.89% APR is approx. $214.66. At least $2,500 minimum for refinances and $4,000 for new purchases.