We are here to help members who are being affected by the government shutdown. We are hopeful that our elected officials will find a timely resolution very soon. If you have an immediate need, please visit one of our 19 branches or contact us at 904-354-8537 to discuss your situation and various solutions we may offer. Learn more.

The credit union will be closed on Monday, January 21, 2019 in observance of Dr. Martin Luther King, Jr. Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

Debt Consolidation

Now is the time to eliminate your debt and start focusing on what’s important to you. With a debt consolidation loan from Community First you can borrow up to $25,000 to combine your high rate debt into one fixed low payment you can afford. We specialize in helping people in Jacksonville and throughout Northeast Florida break free from debt sooner. With our easy application process we can approve you in minutes and transfer cash right into your account.  Get started today.

Apply for a Debt Consolidation Loan

Or call 904.354.8537, option 3

With our debt consolidation you can:

  • Borrow up to $25,000*
  • Pay off high rate credit card debt
  • Have one fixed low monthly payment
  • Spread out payments for up to 84 months
  • Enjoy among the lowest rates around

Helpful Resources:

An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.25% APR for 36 months= $157. *In some cases you may be able to borrow up to $50,000.  Credit, income and other restrictions apply.