We are here to help members who are being affected by the government shutdown. We are hopeful that our elected officials will find a timely resolution very soon. If you have an immediate need, please visit one of our 19 branches or contact us at 904-354-8537 to discuss your situation and various solutions we may offer. Learn more.

The credit union will be closed on Monday, January 21, 2019 in observance of Dr. Martin Luther King, Jr. Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

Auto Loan Refinancing

Do you love your car but not your monthly payment? You can refinance your auto loan that you have elsewhere with Community First and potentially have extra cash on hand each month. Apply today to see if we can lower your monthly payment and even help you pay your car off faster.

Apply Now

Call 904.354.8537, option 3, or Schedule an Appointment

Features:

Very Low Auto Loan Rates:

We offer some of the lowest auto loan rates around. Make sure to check with us to ensure you're getting the best possible rate on your auto loan you have elsewhere. We're often able to lower your rate and even lower your monthly payment in some cases.

Lower Monthly Payments:

With our flexible financing options we can spread out your payments to a term that's right for you so that you can have a low payment you can afford.

No Origination Fees:

At Community First we'll never charge you origination fees like other lenders do. When it comes to our auto loans, our main goal is to give you peace of mind knowing you have the best auto loan around.

Quick and Easy Approvals:

Your time is valuable. That's why we make all of our loan decisions locally so we're able to approve you in minutes for exactly what you can afford.

Access Extended Protection Plans:

Once approved, we can offer you extremely affordable protection plans like Guaranteed Auto Protection (GAP) and Mechanical Repair Coverage (MRC). Ask us for details when applying.

All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.