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Introducing the new checking account with a debit card that's like a pre-paid card but better. With SureBalance, you'll have peace of mind knowing exactly with your true balance is, so you don't have to worry about big overdraft fees. It's checking made easy, available now!

Need More Information

Open Today

Stop by a branch near you or call 904.342.8537

SureBalance Features

  • No minimum balance
  • Help avoiding overdrafts
  • No checks needed
  • New EMV chip technology
  • No monthly service fee

Special Bonus - Open today and get up to $75*

  • $25 for opening a checking account
  • $25 for starting a direct deposit
  • $25 for referring a friend

Access to Mobile and Online Services

What are some ways to use SureBalance?

  • Great to use as a main checking account if you don't need to write paper checks, you need help only spending what's in your account to avoid overdraft fees and you want to avoid monthly fees.
  • Can also be used a secondary account to use for spending on a budget, online purchases, travel or as a way to separate money from your main funds.
  • Students can use as a college account to help always know their true balance, safely manage money while in school without worrying about fees, have funds transferred instantly into the account and deposit checks from anywhere.
  • Parents can also use as a youth account to set budgets for kids, teach them how to manage their money in a risk-free way and easily transfer funds from anywhere.

What's the fine print?


*An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *A $25 minimum deposit is required to open a new Community First checkng account. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Must mention this offer at time of account opening. Receive $25 for opening a new checking account with a $25 minimum deposit. $25 for recurring Direct Deposit of at least $300 that posts by within 4 weeks of account opening and $25 for every friend you refer that opens a checking. Direct Deposit credit will post within 6-8 weeks of checking account opening. Ask us for more details. Consult a tax advisor for tax consequences. Additional restrictions may apply.