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What would you do with no car payments for 90 days? Save time & money with an auto loan from Community First.

Rates as low as 1.74% APR and up to 90 days No Auto Loan Payments

Purchase or Refinance

Save money, save time and free up much needed cash with a Community First Auto Loan.  Especially during the summer months, we know everyone needs a little extra cash on hand.  Well for a limited time we are offering you the opportunity to defer your car payments for up to 90 days.  Catch up on bills, save extra cash or do anything else you need to.  Plus with our low rates, you can have peace of mind knowing you are getting the car you want and a payment you can afford.  Why are our loans better?

Up to 90 days no payments*
Free up the cash you need by deferring your payments for up to 90 days.

Rates as low as 1.74% APR**
Save with among the lowest rates around.

Affordable payment options
Enjoy flexible financing terms up to 84 months for new and 72 months for used.  Up to 100% financing available.

Fast and easy approval process
Get pre-approved in minutes and know what you can afford before you shop.

Discounted insurance products
Our Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage are deeply discounted for members. Example: our GAP is $295 compared to many dealers who charge up to $800.

Save $300 on your purchase
Take advantage of $300 off your purchase using the CU Auto Coupon.

Already have an auto loan?  Refinance a loan you have elsewhere and defer your payments up to 90 days.*

Apply Online Today

Need More Information

Or call 800.342.8416 or stop by a branch near you today.

An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Interest continues to accrue during deferred payment period.  Excludes loans already financed with Community First. Credit and other restrictions apply. Offer can end at any time without prior notice. **APR= Annual Percentage Rate.  Payment example is $15,000 financed at 1.74% APR for 48 months= approx. $323.74.  Credit and other restrictions apply.