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Making buying your dream home as easy as possible with a mortgage from Community First!

Plus enjoy up to $5,000 in closing costs and close within 30 days.

Apply Now


Mortgage Loans at Community First

Exceptionally fast closings
Most of our mortgage loans close within 30 days.

No Closing Cost Option
We will give you up to $5,000 in closing costs*.

We'll work with you every step of the way
Our expert mortgage specialists will work with you to find the right loan for you and help you close your loan on time.

Simplified approval process
Our mortgage loan application process is extremely fast and easy.

Historically low loan rates
Mortgage loan rates are still historically low, making now an ideal time to purchase.


Choose from a variety of great mortgage loan options.

Plus, did you know that Community First is a registered Home Affordable Refinance Program (HARP) lender? Learn more on the eligibility requirements for HARP.

Apply Today

Need More Information

Or, visit a branch near you or call us at 904.354.8537 or 800.342.8416.

*Community First’s No Closing Costs Mortgage Offer is available on primary residences only and pays a maximum of up to $5,000 towards a borrower’s closing costs, based on the loan amount. Community First will pay the actual closing costs associated with this new mortgage up to $5,000, excluding origination fee, discount points, prepaid interest, private mortgage insurance and funds needed to establish the member’s escrow account. Minimum loan amount $100,000. This special offer is available on all conventional first mortgage programs. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time.