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5 Easy Steps to Becoming Debt Free

1. Learn how our debt consolidation loan works

We take all of your high-interest monthly payments and consolidate them into a single, manageable monthly payment. Borrow up to $25,000 and choose a repayment plan up to 84 months.

2. Benefit from a Reduced Monthly Payment

With options to borrow up to $25,000, we can help you finance what you need with a single, low-rate personal loan.

  • Combine and Save
    Reducing your monthly payments into one fixed, affordable monthly payment helps you save money.
  • Pay Off Debt Faster
    By eliminating high-rate credit cards, you can pay off debt faster.
  • Choose Terms that Work For You
    With terms up to 84 months, you can choose terms that work for your payoff schedule.
  • Apply Conveniently
    Apply online or in-person at one of our 18 conveniently located branches within the Jacksonville community.

3. Use Our Loan Calculator to See How Much You Can Save

Use our debt consolidation calculator to determine how quickly you can get out of debt and how much interest you might save.

Loan Calculator

4. How to Get Approved

The application process only takes minutes. All you need is the following:

  • Driver’s license
  • Social security number
  • Estimated monthly income
  • Estimated monthly rent/mortgage payment

5. Apply Online Today

Consolidate your debt into a personal loan now.

Apply Now


Committed to you and our community for over 75 years
Members are the focus of our credit union. We improve members’ lives by providing quality products and services with dedication, energy and care. We place a special emphasis on activities that improve financial education, enhance the quality of our educational system, upgrade the health and welfare of our community and help citizens advance their standard of living by adopting sound financial practices. Need More Information