All branches will be closed Thursday, Nov. 26th for Thanksgiving. Online/Mobile Banking and Info24 will still be available.

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Our Free Checking Accounts are Made for You

While many banks tack on fees and conditions to their not-so-free checking accounts, Community First offers a truly free checking account that has no monthly fees or balance requirements. Plus, our checking accounts give you the convenient electronic services you would expect and unique added benefits you wouldn't.

Open any checking account today, and you can receive up to $75! Here's how to get up to $75:*

  • Open any new checking account with a $25 minimum deposit to get $25
  • Start a Direct Deposit of at least $300 into a checking account to get another $25
  • Earn $25 for each friend you refer that opens a checking account

Bonus Debit Checking:

  • Bonus Rewards
  • ATM Refunds
  • Free Mobile and Online Banking

Advantage Checking:

  • Pays you higher interest
  • Free first box of checks
  • Free Mobile and Online Banking

Open a Checking Account Today

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*An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *A $25 minimum deposit is required to open a new Community First checking account. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Must mention this offer at time of account opening. Receive $25 for opening a new checking account with a $25 minimum deposit. $25 for recurring Direct Deposit of at least $300 that posts by within 4 weeks of account opening and $25 for every friend you refer that opens a checking. Direct Deposit credit will post within 6-8 weeks of checking account opening. Ask us for more details. Consult a tax advisor for tax consequences.**ATM fees refunded up to $10 per month. Additional restrictions may apply.