The version of Internet Explorer that you are using is no longer supported by Microsoft. Information may not appear correctly. Please update your browser.


Try a Checking That's Better than Free

Community First's free checking accounts come with more than just your average benefits.  Unlike other banks, we offer truly free checking accounts that give you the convenient electronic services you would expect and unique added benefits you wouldn't.

Our Checking accounts come with:

  • Mobile Banking
  • Interest (with Advantage Checking)
  • ATM refunds (with Bonus Debit Checking)
  • Debit Card with Rewards
  • Access to thousands of surcharge-free ATMs
  • Online Banking with Online BillPay
  • Access to branches with Saturday hours
  • And much more!

Plus, for a limited time, earn up to $50 for opening a Checking account.*

Open a Checking Account Today

Refer a Friend Today

Need More Information


An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *A $25 minimum deposit is required to open a new Community First checking account. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). When applying online use code CHK2015. Must mention this offer at time of account opening.