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Open any checking account today and receive a free iLive Bluetooth Speaker!*

Open a Checking Account


Our Free Checking Accounts are Made for You

While many banks tack on fees and conditions to their not-so-free checking accounts, Community First offers a truly free checking account that has no monthly fees or balance requirements. Plus, our checking accounts give you the convenient electronic services you would expect and unique added benefits you wouldn't.

Open any checking account today, and we'll give you a free gift - an iLive Bluetooth Speaker!*

Our Checking accounts come with:

  • ATM refunds
  • Mobile Banking
  • Mobile Deposits
  • Online Banking
  • Debit Card with rewards
  • Budgeting tools
  • And much more!

Open a Checking Account Today

Need More Information


*A $25 minimum deposit is required to open a new Community First checking account. An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. When applying online use code CHK2015. Must mention this offer to receive it. One iLive Bluetooth Speaker per member for new checking, while supplies last. Bluetooth speaker is valued at $21.39 and will be reported as interest earned on IRS Form 1099-INT. Speaker will be presented upon checking account opening. Community First reserves the right to substitute a gift of equal or similar value. Additional restrictions may apply.