We will be closed in observance of Christmas Day Mon., Dec. 25th and New Year's Day Mon., Jan. 1, 2018
The UNF Branch will be closed Dec.18th – Jan. 2nd  during the UNF Holiday Break/Finals.

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Get more done and receive $100 Home Depot gift card

Get more done and receive $100 Home Depot gift card

Now is the perfect time to do more of those home projects you’ve been putting off. Upgrade to new appliances, renovate old bathrooms, update your kitchen, install a new deck, paint or do anything else you need to. Get started today in minutes.

Apply Now

Call Today 904.354.8537

Our Fixed Home Equity Loan features:

  • No Closing Costs*
  • Finance up to $200,000
  • 10, 15 and 20 year fixed terms
  • Among the lowest rates around
  • Available for primary residences, second homes and investment properties

Special Offer

For a limited time, when you apply for a Fixed Equity Loan, you'll receive a $100 gift card to The Home Depot®!

Let us help you get started today!

  • Call us at 800.342.8146 or 904.354.8537
  • Stop by one of our 18 local branches

An initial deposit of $5 to be held in your Community First share account is required for membership. Member is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *Fixed Second Mortgage - Terms are 10, 15 and 20 years. Minimum loan amount is $10,000. If loan is paid in full within one year of the date of the loan, a pre-payment penalty up to $1,000 may apply. Home Equity Loan example: $50,000 borrowed for a 180 months at 6.00% APR would equal a payment of $421.93 a month. Community First Credit Union is not affiliated with The Home Depot®. The Hope Depot® is a registered trademark of Homer TLC, Inc. The Home Depot® is not a sponsor of this promotion. Terms & Conditions. Valid toward purchase or merchant/services at any The Home Depot® store in the U.S., Canada and online at HomeDepot.com. Gift Card carries no implied warranties and is not a credit/debit card. Not redeemable for cash (unless required by law) and cannot be applied to any credit or loan balance, Tool Rental deposits, or for inhome/phone purchases. Gift Cards will not be canceled and replaced without proof of purchase. Except as required by law, Gift Cards purchased with cash will not be replaced and any Gift Card may be deactivated or rejected in connection with fraudulent actions. Check your balance at any The Home Depot® store or online. Reload card value at any The Home Depot® store. ©2014. HOMER TLC, Inc. All rights reserved. Redeemable in local funds at Home Depot's then applicable exchange rate. Home Depot gift card sent around 4 weeks from closing.