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Consolidate Your Debt and Start Saving Today.

With a Community First Platinum Visa Rewards card, you can earn 5,000 bonus UChoose Rewards points. Plus, you'll earn 1 point for every $1 spent.

Apply Online

Community First Business Debit Card

Consolidate your Debt and Save!



Start the new year off right with a lower rate and 5,000 UChoose Rewards bonus points. Pay your holiday debt off faster with a low introductory rate of 2.9% APR on balance transfers through the December 31, 2014 billing period (after that a variable 8.9% - 16.4% APR applies). Plus enjoy 5,000 bonus points for transferring at least $1,000 by March 31st. Open a Visa Platinum Rewards Credit Card today and start saving.

Transfer your debt to a low rate rewards card:

  • Pay off debt faster
  • Lower monthly payments
  • Earn valuable rewards

Plus take advantage of:

  • 2.9% APR for 12 months
  • 5,000 bonus points
  • No balance transfer fee, no annual fee and no penalty fee
  • Great rewards
  • Online account access
  • Free travel insurance
  • Complimentary travel accident insurance and auto rental collision damage waiver
  • Visa emergency cash disbursement and card replacement
  • Complimentary emergency services


Plus, with UChoose Rewards, you can earn points and choose to redeem them at hundreds of different national, regional, local and online retailers. You can earn 1 point for every $1 spent.

Apply Online Today

Or, visit a branch near you or call us at 904.354.8537 or 800.342.8416.

*Credit and other restrictions apply. An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. Full disclosures.*APR= Annual Percentage Rate. Credit and other restrictions apply. 2.9% APR promotional rate is for 12 months on balances transferred by March 31st, 2014. After promotional rate, a variable 8.9%-16.4% applies. **5,000 bonus points will be credited on or around April 15th, 2014 after $1,000 is transferred to a Community First Platinum Visa® Rewards credit card. Credit card must be registered in UChoose Rewards® upon receipt of card to receive bonus points. Offer applies to new Community First Platinum Rewards cards only.