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We’ll lower your auto loan rate by 0.25% APR.

Now’s the time to start the race to lower your car payments. It’s a new year and we want to help you start it right with more cash in your pocket. We’re so confident we can save you money, that for a limited time we’ll lower your car loan payments or give you $25 if we can’t for letting us try. Looking for a new car? Get pre-approved and ensure you’re taking advantage of our low rates before heading to the dealership.


Our auto loans feature:

  • No down payment required
  • Among the lowest rates around
  • Flexible financing options
  • Fast and easy approval process
  • Spread out payments for up to 84 months (on purchases)

Federally Insured by NCUA. An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *$25 paid at time of account review after Community First staff determines member qualifies for loan and that they cannot save the applicant on their monthly payments. Credit and other restrictions may apply. Offer can end at any time without notice. Excludes any existing loans already financed with Community First.

What Would My Auto Payments Be?