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SureBalance Checking

With our SureBalance Checking account you’ll have peace of mind knowing exactly what your true balance is, so you don’t have to worry about things like big overdraft fees. It's like having a pre-paid card but better.

Apply for SureBalance Checking

Or call 904.354.8537

Surebalance Checking features:

  • No minimum balance
  • Help avoid overdrafts
  • No checks needed
  • No monthly service fee

SureBalance Clarity Statement

What are some ways to use SureBalance Checking?

  • Great to use as a main checking account if you don’t need to write paper checks, you need help avoiding overdraft fees by spending only what’s in your account and you don’t want monthly fees.
  • Use as a secondary account to use for spending on a budget, online purchases, travel, or as a way to separate money from your main funds.
  • College students can use as this account to help them know their true balance, safely manage money while in school without worrying about fees, have funds transferred instantly into the account, and deposit checks from anywhere.
  • Parents can also use as a youth account to set budgets for their kids, teach them how to manage their money in a risk-free way, and easily transfer funds from anywhere.



*An initial deposit of $5, to be held in your Community First Savings (Share) Account, is required for membership. Membership is open to anyone who lives, works or attends school in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. A $25 minimum deposit is required to open a checking account, other restrictions may apply and rate is subject to change. SureBalance Checking does not offer Overdraft Privilege.