Raymond A. Vinson Scholarship applications due Thursday, March 1st.

Our Business Savings solutions offer you a variety of ways to save on your terms. We have both long and short term savings options to help meet your individual needs. Open an account in minutes today and discover how we help thousands of small businesses in Northeast Florida every day.

Click here to request more information

Call us at 904.354.8537 or stop by a branch near you.

Business Savings (Share)

Our basic savings account comes with your Community First membership and is a great place to store extra funds you are saving for a rainy day. There is no minimum balance to maintain and you'll earn interest on your entire balance.

Business Savings Goal Account (Special Purpose Savings Account)

Our new Business Savings Goal accounts (Business Special Purpose Savings Account) can help you reach your goals faster. We want to help you reach your goals, like saving for a new office space.

Certificates of Deposit

Business Certificates of Deposit offer insured earnings on savings balances you know are reserved for the future. Community First offers excellent interest rates on CDs that let you expand your earnings as you save for business taxes, insurance, and other related costs.

  • Easy to open. Start with a $500 deposit.
  • Flexible. Terms range from 90 days to 60 months.
  • Convenient. CDs include free online and mobile banking, eStatements, and Info 24

Money Market

Make the most out of your savings with a Business Money Market account. These accounts help you earn high interest rates on your business account balances and guarantee immediate access to your funds.

  • Requires $1,000 minimum deposit to open and $1,000 balance to maintain and earn interest
  • Make up to 6 monthly withdrawals, including 3 by check
  • No monthly fees and free online and mobile banking, eStatements and Info 24

An initial deposit of $5, to be held in your Community First Savings (Share) Account, is required for membership. Membership is open to anyone who lives, works or attends school in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties.


Investment Services

 Available through CFS*

Does your business have a plan for the future? Your long-term success is our priority. Community First provides access to guidance and planning that promotes business growth. Investment options are available from CFS* Financial Advisors at Community First and include:

  • 401(k) retirements plans and other retirement fund options
  • Individual Retirement Accounts (IRAs)
  • Insurance options to protect your business investments and employees
  • Employee benefits plans

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Community First Credit Union of Florida has contracted with CFS to make non-deposit investment products and services available to credit union members.
For specific tax advice, please consult a qualified tax professional.