We are here to help members who are being affected by the government shutdown. We are hopeful that our elected officials will find a timely resolution very soon. If you have an immediate need, please visit one of our 19 branches or contact us at 904-354-8537 to discuss your situation and various solutions we may offer. Learn more.

The credit union will be closed on Monday, January 21, 2019 in observance of Dr. Martin Luther King, Jr. Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

That's why we partnered with Paya(pronounced pie-ya) to offer Remote Deposit Capture. All you need to conveniently deposit checks is a scanner and a secure Internet connection. This Web-based electronic payment processing system converts paper-based checks into electronic transactions, processes them through the ACH or Check 21 image exchange networks, automates returned check re-presentment, generates real-time reporting and supports proactive risk management. This innovative solution also supports one-time payments by accepting check and bank account information over the Internet and processing the transactions in a totally secure environment.

Call us at 904.354.8537 or stop by a branch near you.


When you sign up for Payroll Services from Paya, you’ll receive a complete payroll package each pay period. Inside you’ll find processed payroll checks with essential management reports and supplies, including:

  • Employee earnings statement
  • Payroll journals
  • Month-to-date department summaries
  • A notice of cash needed to cover payroll expenses and tax liabilities
  • Timely and accurate notifications of tax liabilities and deposits
  • Payroll worksheets to record your next payroll

*An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. All rights reserved. Paya logos, and Paya product and service names mentioned herein are the trademarks of Paya plc or its licensors. All other trademarks are the property of their respective owners. Payais a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA. Paya is a registered ISO/MSP of BMO Harris Bank N.A. Copyright/Trademarks Paya | 271 17th Street NW | Suite 1100 | Atlanta, GA 30363