We are here to help members who are being affected by the government shutdown. We are hopeful that our elected officials will find a timely resolution very soon. If you have an immediate need, please visit one of our 19 branches or contact us at 904-354-8537 to discuss your situation and various solutions we may offer. Learn more.

The credit union will be closed on Monday, January 21, 2019 in observance of Dr. Martin Luther King, Jr. Day. This includes our downtown headquarters and all of our branches. For your convenience, Online and Mobile Banking services are available 24/7.

Credit Unions, Banks, or Online Lenders – What’s the Difference?

Choosing a financial services provider can be challenging, so it’s important to understand the benefits offered by credit unions like Community First:

You’re an owner, not just a customer.

Unlike banks and online lenders, credit unions are not-for-profit financial cooperatives that serve their members – members who are actually owners.

You enjoy personal attention, fewer fees, and great rates.

Credit unions offer all the products and services you’re looking for:

…along with financial wellness programs and tailored solutions when it comes to mortgages, insurance policies, or retirement plans. In addition, according to many online surveys, credit union members enjoy the highest customer satisfaction and some of the best rates on savings products in the U.S.

You receive additional rewards.

Earnings are given back to credit union members in the form of dividends, higher savings rates and lower loan rates. And as a member, you’ll also have a vote in electing the credit union’s volunteer board of directors during the annual membership meeting.

Your deposits are protected.

Credit union deposits are federally insured up to $250,000 by the federal government’s National Credit Union Administration (NCUA).

You invest in your community.

Community First Credit Union members are invested in Northeast Florida, not overseas. For over 80 years we have made a positive impact on our community and its expanding economy with charitable giving, volunteerism and financial education. The Community First CARES Foundation raises funds supporting projects that meet our mission of improving health and wellness in our communities.

You can bank right where you are.

With over 125,000 members, 18 locations and assets exceeding $1.5 billion, Community First Credit Union of Florida is one of the ten largest credit unions in the state. We are ready to serve your individual needs and the needs of your family or your business, right where you live and work.

Become a Member