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Which debts should you pay off first?

June 15th, 2015

There are multiple factors to consider when prioritizing payments toward debt. Learn more in this blog from Community First Credit Union in Jacksonville.

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Are There Loans Available for Covering Medical Expenses?

February 3rd, 2015

Finding the funds to cover medical expenses can be stressful, but there are several loan options to choose from depending on your situation. Learn more from Community First.

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Apps That Give You Cash Back for Holiday Spending

December 15th, 2014

Holiday shopping doesn't have to be all about buying gifts for others. Treat yourself when you use one of these shopping apps that rewards you for your purchases.

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How Safe Is a Mobile Deposit?

December 3rd, 2014

The future of online banking is here. Through mobile banking you can take advantage of many features, with one of the most advantageous and secure features being mobile deposits.

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How to Budget for Monthly Household Spending

November 12th, 2014

Whether you have lived on your own for a long time, or you are just starting out in your first place, having a budget in place is essential. A budget ensures that all the necessities are paid for on time. Plus, it gives you money for additional things like entertainment, vacations and other fun stuff. If you don't already have a budget in place, here's how to get started.

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Is a Credit Union Right for Me?

November 11th, 2014

Credit unions and banks may provide the same services, but there are a few important distinctions between the two types of financial institutions. A credit union may actually be a better choice than a bank, depending on the situation.

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How Credit Card Usage Affects Your Credit Score

November 11th, 2014

Credit cards can be a great way to improve your credit score. However, you must be careful and manage your credit card use, so you don't get caught in an endless cycle of debt. This debt can pile up until it is nearly impossible to dig your way out of. The following tips will help you manage your credit card use and increase your credit score.

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How Do I Plan for Retirement?

November 10th, 2014

Retirement can sneak up on you. You are busy with other things in life that demand your attention, such as work, school, raising children and pursuing your other life goals. Before you know it, retirement time has arrived.

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Adjustable Rate versus Fixed Rate Mortgages

November 10th, 2014

Choosing the right type of mortgage is vital to getting what you want out of your home purchase, however, many people have difficulty understanding the types of mortgages available and what makes them different.

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The Pitfalls of Payday Lending

November 9th, 2014

If you are considering a payday loan, you need to read the following information before you follow through with your loan application.

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Tips on Buying Your First Automobile

November 9th, 2014

Purchasing your first car can be both exciting and intimidating. There are a few steps you can take to ensure that the process goes smoothly. Use the following guidance to help you get started, so you can get a car that is right for you, at a price you can afford.

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How to Prepare to Buy Your First Home

November 8th, 2014

If you are looking to purchase your first home, it's not as easy as finding a home for sale, writing a check and moving in. There are many things you should do to prepare yourself and your finances so that you can purchase the home of your dreams when the time is right.

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The Value of a Good Credit Score

November 8th, 2014

A good credit score can help you in many areas of your life, while a bad credit score can hinder you in many areas. It is important to check your credit report annually so you know what is being reported.

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Should I Finance My Car Loan with a Dealership or My Bank?

November 7th, 2014

When you purchase a vehicle, you have a couple of options. You can purchase the car with cash, but with the current state of the economy, many buyers are unable to do this. You can also finance your vehicle. You can obtain financing through the dealership or the financial institution that you do all of your personal banking with. Before you choose who to procure a loan from, you should know all of the pros and cons for each type of financing. This will help you make a wise choice for both your pocketbook and your credit score.

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The Advantages of a Rewards Credit Card

November 7th, 2014

Many customers are discovering the benefits of rewards credit cards. Credit cards that offer a rewards program can help you stretch your budget and when used properly, can actually pay you for spending money. There are several benefits involved with taking advantage of a credit card rewards program, and these benefits extend beyond earning cash or other incentives. Community First Credit Union has a stellar credit card rewards program that we are proud to offer to our members.

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What Kind Of Account is Right For You?

November 6th, 2014

There are many types of checking accounts available; some accounts charge fees for many things, to include withdrawals, deposits, writing checks, not using the account and even simply having the account open. You should always choose a free checking account, but it's important to do your research and see what types of free checking accounts are available so you can choose the type of account that best meets your needs. At Community First Credit Union, we have several checking accounts that are completely free so you can find an account that is right for you. Each free checking account offers several different benefits, so there is an account to meet the needs of every customer.

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How Much Home Can I Afford?

November 5th, 2014

Buying a home is just a small part of the American dream. Many people feel more complete once they own their own house, as it is a tangible reward for years of hard work. If you are looking to buy a new home, whether it is your first home or you are a veteran home buyer, you have a lot of research and planning ahead of you. One of the most important things to determine is exactly how much home you are able to afford on your budget. Here are a few tips to help you calculate just how much you can spend on a new home.

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First Time Home Buying Tips

November 5th, 2014

The home buying process can be overwhelming for most buyers, whether you are new to the home buying game, or you've been around the block a few times. If you are preparing to purchase your first home, there are some things you should keep in mind to help reduce your stress and make the process a little easier on you and your family.

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HELOCs Are Coming Back

September 6th, 2014

A home equity line of credit (HELOC) is a great way to obtain cash for your needs, whether you are looking to do some work on your home, or you want to consolidate some other debt, such as credit cards, medical expenses or other major expenses. This type of lending has declined in recent years, but lenders are once again seeing an increase in HELOC applications from lenders. If you own your home and are looking to restructure your finances, a HELOC can be a great option. Here is what you need to know if you are considering a HELOC.

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