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Rates

Checking Savings & Money Market CD's Loans Personal
Loans
Credit Cards Mortgages

Credit Cards
  Platinum Gold Classic
Annual Percentage Rate
(APR) for purchases
9.9% - 15.9%
(depending on creditworthiness)
Other APRs: Balance Transfer: 9.9% to 15.9%
Cash Advance: 9.9% to 15.9%
(depending on creditworthiness)
Grace period for repayment of balances for purchases: 25 days
Method of computing the balance for purchases: Average daily balance
Method of computing the balance for cash advances: Finance charges apply to cash advances from the time of the advance until paid in full.
Annual fees: None
Minimum finance charge: $1.00
Foreign transaction fee: 1% of the amount of the transaction,
calculated in U.S. dollars.
Transaction fee for purchases: None
Transaction fee for cash advances: None
Transaction fee for balance transfers: None
Late payment fee: $20.00
Over-the-credit-limit fee: $20.00 when $100 over $20.00 when $100 over $20.00 when $50 over

Rates are effective 08/01/2007

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