Auto Advisors—a valued service for Community First members—make the whole process of buying a car easier, faster and less stressful than ever before.

With Auto Advisors, professionals work with you every step of the way to help negotiate a deal or simply provide unbiased advice. Let Auto Advisors save you money while making your car-buying experience smooth and hassle-free so you can drive home happy!

Your Auto Advisor eliminates the stress of purchasing a vehicle.

We work with you during the entire transaction, from trade in values, to add-ons, to dealer incentives, rebates, and financing. We provide you with personalized service while negotiating to get the best possible price.

Here's how Auto Advisors can help.

First and foremost, we represent you – a Community First member – not the dealerships. We educate you on the car buying process, and ensure that you get the vehicle you want at a price you want to pay, as well as full value for your trade. Plus, you get:

• Assistance with vehicle selection: the right features and the right payment for your budget.
• Best purchase options and extended warranties.
• Listings of an extensive dealer network for all makes and models, new or used.
• Complete explanations of actual dealer costs, current rebates, and incentives.
• Consultation for the entire transaction.
• Competitive vehicle pricing including top dollar value for trade-in vehicles.

Auto Advisors Commitment to You

• Exceptional member service
• Education of the car buying process
• Eliminate sales pressure and confusion
• Provide a positive buying experience
• Go the extra mile to meet your needs

Click here to learn more about the Auto Advisor Program.

Ron Trace, (904) 477-4442
Auto Advisor

"Working on the Auto Advisors team at Community First Credit Union of Florida has afforded me the opportunity to work with members in every aspect of purchasing an automobile.

After retirement, I found that boredom set in, so I became a professional sales representative for Toyota. During two of my four years with Toyota, I gained experience in interfacing with credit union members. Therefore, it was a natural move to join the Community First Credit Union of Florida's Auto Advisor team as an advocate for our credit union members, as opposed to the dealership. Now I experience the rewards and excitement of working with members and bringing added value to them through their car buying process.

Are you ready to purchase a new or used car? Let me do the leg work for you. Our Auto Advisors service is absolutely FREE, but even better, we're STRESS-FREE! So please call me today to get started."

Bruce Lammert, (904) 885-0954
Auto Advisor

"My family has been with Community First for over 20 years, so I understand the commitment to service that this credit union stands for.

When you are ready to purchase a new or used auto, I am here to continue that service and help you get the vehicle that’s right for you. Don’t go to an auto dealer without me. I offer expertise in every phase of auto buying and can help you avoid some of the games that car dealers play. Through Auto Advisors, I will assist you every step of the way. No pressure, no haggling --your car purchase will be enjoyable and much less time consuming.

Don’t go it alone. Call me today and let’s get you into the car you’ve always been looking for!"

The Auto Advisors service is absolutely FREE to Community First Credit Union members! Just stop by one of our convenient branch locations today or call 904.354.8537 or 800.342.8416 to learn more.

Auto Advisors is a hassle-free buying service...
designed to assure that you receive a good deal on the price of a vehicle, as well as proper advice in the areas of the aftermarket, extended warranties and service contracts. More information is available at http://communityfirstfl.autoadvisors.com.

Auto Advisors is a FREE service and is provided to Community First Credit Union members ONLY. Member satisfaction is our primary goal.

We do not quote prices. As a pre-qualified member, we do the leg work for you by locating a vehicle, setting an appointment at a participating dealer, and accompanying you to the dealership to insure that you receive a fair price on the vehicle using our fleet purchasing power. We focus on the entire transaction so you, our valued member, do not get hurt financially. Normally the vehicle price is near invoice as opposed to sticker price (some specialty vehicles that are hot in the market may cost a little more).

You may be able to secure a similar price after exhaustive research and many hours shopping from dealer to dealer. However, our job is to make the vehicle buying experience hassle- and haggle-free and as enjoyable as possible. We try to eliminate the 6-7 hour drama that occurs once you have located a vehicle that interests you.

Many dealers will try to sell a car, with a special "today only" price, and it may not be the vehicle that you want. When you go to an automobile dealership to purchase a vehicle, the dealership has the opportunity to make profit in five areas:

• Sale price vs. Invoice price
• Financing
• Aftermarket items (spoilers, pin striping, undercoating, paint sealant, etc.)
• Extended warranty and GAP insurance
• Service contract

The Auto Advisor service does the following to help you:

• We contact only authorized dealers in the area for special pricing.
• Any aftermarket items are sold at cost plus a small markup.
• Extended warranties can be purchased through the credit union at approximately ½ the cost of what the dealer charges. GAP insurance is also available through the credit union at a considerable savings.
• We do not recommend service contracts (each member has to evaluate their individual needs).

We make sure that the buying experience is hassle and haggle-free. We do all of the legwork for you, and we make sure that you do not get hurt financially.

-R.M.,
Hastings, FL