Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, Community First Credit Union wants to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE.
BALANCE Services and Links
Toll-Free Infoline
Certified counselors are available to answer your questions about money management and other personal finance topics.
Certified counselors are available to answer your questions about money management and other personal finance topics.
Money Management Counseling
Take a closer look at your spending and savings plan, and develop a plan of action to meet your goals.
Take a closer look at your spending and savings plan, and develop a plan of action to meet your goals.
Debt Management
If the bills are starting to pile up, a counselor can review your options, and even provide a structured repayment plan.
If the bills are starting to pile up, a counselor can review your options, and even provide a structured repayment plan.
Credit Report Review
A counselor will review your report with you, making sure you know your rights. BALANCE can even provide a low-cost credit report.
A counselor will review your report with you, making sure you know your rights. BALANCE can even provide a low-cost credit report.
Housing Counseling
Buying a home is one of the biggest financial commitments you'll ever make. A counselor can help you make a plan.
Buying a home is one of the biggest financial commitments you'll ever make. A counselor can help you make a plan.
Información en Español
Con el patrocinio de su cooperativa de credito, usted ahora tiene acceso a servicios gratuitos de asesoria financiera.
Con el patrocinio de su cooperativa de credito, usted ahora tiene acceso a servicios gratuitos de asesoria financiera.
BalanceTrack Program and Link
BalanceTrack
BalanceTrack is an online personal finance education program that will guide you through the core aspects of financial management.
BalanceTrack is an online personal finance education program that will guide you through the core aspects of financial management.
BALANCE Mini-sites and Links
Identity Theft Solutions
Take steps to avoid becoming a victim of identity theft, or to recover if damage has already been done.
Take steps to avoid becoming a victim of identity theft, or to recover if damage has already been done.
Early Delinquency Intervention
There are many reasons homeowners face difficulty in making mortgage payments. Whatever the reason, it is important to be informed of all available options and to act quickly.
There are many reasons homeowners face difficulty in making mortgage payments. Whatever the reason, it is important to be informed of all available options and to act quickly.
Unlocking the Door to Homeownership
Buying a first home is exciting, but can feel overwhelming too. Through preparation and understanding the home buying process, you can achieve your dream.
Buying a first home is exciting, but can feel overwhelming too. Through preparation and understanding the home buying process, you can achieve your dream.
Contact Information and Call-in Hours
To speak with a counselor, call BALANCE at 888.456.2227 or email info@balancepro.org. (Please do not email any sensitive information including your account numbers or social security number.)
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| Monday–Thursday 5am – 8pm |
Monday–Thursday 6am – 9pm |
Monday–Thursday 7am – 10pm |
Monday–Thursday 8am – 11pm |
| Friday 5am – 5pm |
Friday 6am – 6pm |
Friday 7am – 7pm |
Friday 8am – 8pm |
| Saturday 8am – 5pm |
Saturday 9am – 6pm |
Saturday 10am – 7pm |
Saturday 11am – 8pm |
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