Mortgage Loan

Application Center

Owning a Home is Priceless.

And we make it easier than ever with value-added mortgages that are quick, easy and convenient.

Community First Credit Union understands that purchasing a home can be stressful, and that's why we are here to help. Our mortgage professionals provide great service and can assist you with a wide variety of first mortgages and home equity products to fit your needs.

Owning the home of your dreams is just minutes away with Community First's online mortgage application. You can apply online in a secure, pressure-free environment. It's easy and convenient. You don't have to leave home or spend hours on the phone, and you get a response within minutes.

Purchase A Home*

A full line of mortgage products
Advice from trusted mortgage professionals

FHA Approved Lender

Purchase

  • As little as 3.5% down (can be gifted- restrictions apply- call for details)
  • Up to 6% seller contributions
  • Non-occupant co-borrowers allowed (restrictions apply- call for details)

Refinance

  • 98.25% financing Rate & Term
  • Cash out available (up to 85% -FHA financing)

Conventional Loans

  • Fixed rates
  • Flexible rates
  • Up to 90% financing (primary residence)
  • Investment property (up to 80% financing)
  • Interest-only (just pay interest on funds you borrow)
  • Excellent Jumbo Loan products

Apply Now!

Refinance A Home

Assistance with a rapidly adjusting mortgage
A full line of mortgage products
Advice from trusted mortgage professionals

Fixed Rate Loans

  • Flexible rates
  • Lower monthly payment
  • Investment property
  • Cash-out available
  • Excellent Jumbo Loan products

Adjustable Rate Loans

  • Lower monthly payment
  • Flexible terms
  • Excellent Jumbo Loan products
  • Cash-out available

Apply Now!

Home Equity Loan

No fees or closing costs* (up to $100,000)

  • Make home improvements or consolidate debt
  • Fixed rate
  • Up to 95% of home value

Home Equity Line of Credit available

Apply Now!

Green Advantage Mortgage

Our Energy Efficient Mortgages allow:

  • Borrowers to receive a reduced interest rate of 0.25% APR†
  • Energy improvements to be financed
  • Borrowers to qualify for larger mortgages
  • Monthly energy savings to be added to borrower income in the debt ratio calculations
  • The Energy Savings Value (ESV) to be added to the home’s appraised value or purchase price
  • Available for purchases and refinances

Apply Now!